GROUNDWORKCOMMERCIAL
Free capacity calculator

What can you buy?

Enter your cash and how you're buying. See a guide to your max purchase price for every state and yield, after stamp duty and costs.

Your details

Buying through
Show my grid

No sign-up needed. The grid updates as you type.

Max purchase price, by state and net yield

Rounded down to the nearest $1,000
Max purchase price by state and net yield
State5.0%5.5%6.0%6.5%7.0%
NSW$786,000$857,000$942,000$1,046,000$1,175,000
VIC$762,000$828,000$908,000$1,004,000$1,124,000
QLD$783,000$853,000$937,000$1,038,000$1,161,000
WA$782,000$852,000$935,000$1,037,000$1,163,000
SA$827,000$906,000$1,003,000$1,123,000$1,276,000
TAS$784,000$855,000$940,000$1,043,000$1,173,000
ACT$842,000$925,000$1,026,000$1,152,000$1,314,000
NT$770,000$839,000$921,000$1,022,000$1,147,000

Choose a state

NSW, net yieldMax price
5.0%$786,000
5.5%$857,000
6.0%$942,000
6.5%$1,046,000
7.0%$1,175,000

Generic lease doc test: 1.50x interest cover at 7%, 70% LVR, about $5,000 of purchase costs and a small buffer left over. Includes stamp duty and registration fees for each state. A guide only: lenders assess every deal on its own terms. General information, not credit advice.

Want your real numbers?

  • Every lender tested on your actual deal
  • Funds to complete, line by line
  • A one-page brief for your buyers agent, with your consent
Book a free capacity call
How the grid is worked out
  • Your cash covers the deposit, stamp duty, registration and loan costs, leaving a small buffer
  • The loan covers the rest, within the LVR and interest cover test shown above
  • Net yield is the rent after outgoings the owner pays, divided by the price
  • No lender is named; your call covers which lenders fit

Just need the duty? Stamp duty calculator, every state